Enough Starts Today
Break the debt cycle. Rebuild your credit. Change your family’s future.
Tired of working hard and still falling behind? Paying one bill while putting off another? Feeling ashamed of your debt—or keeping up a lifestyle your paycheck can’t support?
It’s time to say enough.
In this 54-page digital workbook, Thai T. Hua shares his journey from financial fear, missed opportunities, and poor credit to paying off approximately $10,000 in credit-card debt and building a credit score above 800.
His story anchors a practical 90-day roadmap to help you:
Assess your finances honestly and create a realistic budget.
Cut unnecessary spending and make sacrifices that move you forward.
Build an emergency fund of at least $1,000 in cash.
Pay down eligible debts using the debt snowball method.
Understand credit reports and develop stronger credit habits.
Save for future fun without adding credit-card debt.
With worked examples, printable and fillable worksheets, weekly
Enough Starts Today
Break the debt cycle. Rebuild your credit. Change your family’s future.
Tired of working hard and still falling behind? Paying one bill while putting off another? Feeling ashamed of your debt—or keeping up a lifestyle your paycheck can’t support?
It’s time to say enough.
In this 54-page digital workbook, Thai T. Hua shares his journey from financial fear, missed opportunities, and poor credit to paying off approximately $10,000 in credit-card debt and building a credit score above 800.
His story anchors a practical 90-day roadmap to help you:
Assess your finances honestly and create a realistic budget.
Cut unnecessary spending and make sacrifices that move you forward.
Build an emergency fund of at least $1,000 in cash.
Pay down eligible debts using the debt snowball method.
Understand credit reports and develop stronger credit habits.
Save for future fun without adding credit-card debt.
With worked examples, printable and fillable worksheets, weekly